Rare downtown Oshawa mixed-use value-add opportunity on high-visibility Simcoe St N. Partially Vacant commercial/residential building with main-floor commercial space, full basement providing valuable storage and operational space, and three legal bachelor apartments above. Each bachelor has its own kitchen and bathroom, and residential units are separately metered. Located within Oshawa's downtown Urban Growth Centre, where City Community Improvement Plan incentives may be available for eligible improvements, subject to City approval and buyer verification. Property requires some work, including roof replacement and interior updating, and is priced accordingly. Seller may consider VTB financing for qualified buyers with minimum 25% down payment. Ideal for investors, contractors, owner-users, or buyers looking to renovate, lease, and stabilize a downtown mixed-use asset. Buyer to verify zoning, permitted uses, retrofit/fire compliance, grant eligibility, rents, expenses, financing, HST, and future income potential.